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Surely, you have many times asked the question “ Where is mymoneygoing?" but cannot find a good answer. Kakeibo - Japanese waystosave money with "magic envelopes" will help you answer thequestionabove. The Kakeibo method of saving money was introduced in1904 tohousewives by the Japanese female journalist, Hani Motoko,for thepurpose of managing the family budget. Using the Kakeibotechnique,you will learn "saving money is spending money properly"and“taking notes all of your financial activities in an organizedwaywill help you to be aware of your spending habits”.It will helpyousay no to unreasonable expenses to achieve your savings goal.Inprinciple: At the beginning of the month, you have to dividethemoney you plan to spend into four “envelopes”: -Savingsgoal-Survival expenses: necessary expenses such asaccommodation,groceries, medical, etc. - Optional expenses: thingsyou do notneed but choose to do, such as restaurants, shopping,having drinkswith friends. - Extra expenses: unanticipated expenseslikebirthday cars, repairs, replacements Every time you spendanenvelope, the money disappears. You cannot cheat on yourself.Inmany cases, the Japanese will consider using "these envelopes"as"a challenge" to try to keep as many envelopes as possibleuntilthe last day of the month. At the end of each month, sit backandcalmly consider the battle between your "saving money" andyour"spending". That is to say, compare what you actually spentwithyour plan. From there, you can have spending experiences andadjustspending plans for the following month Steps to use thesoftwareStep 1 : Set up one month (29–31 days) Step 2 : Plan yourincomesand expenses for that month Step 3 : Add daily incomes andexpensesStep 4 : Monitor to balance the income and expenses, followtheplan Step 5 : Open to see your results and learn foryourselfKakeibo-The Japanese ways to save money